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The investment choices and services in this site are provided as general information only and are not intended to provide investment or other advice. Under no circumstances is the information contained herein to be used or considered as an offer to sell or a solicitation of an offer to buy a particular investment. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is no guarantee of future results. Diversification and rebalancing do not assure a profit or protect against loss in declining markets. Information provided is obtained from sources deemed to be reliable, but Crowell Roberts do not guarantee the accuracy or completeness of the information or make any warranties with regard to the results to be obtained from its use. Any information presented about tax considerations affecting client financial transactions or arrangements is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Neither Crowell Roberts or any of its affilates or agents provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

The information on this site is provided "AS IS". Crowell Roberts does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Crowell Roberts will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Crowell Roberts cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Crowell Roberts, nor any of its affiliates, contractors, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Crowell Roberts or of any vendor providing software or services support. In no event will Crowell Roberts, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Crowell Roberts or any other party have been advised of the possibility thereof.